Can you still sue after a car accident in Alberta in 2027?

Alberta is moving to a Care-First auto insurance model on January 1, 2027. Under it, most collision claims will be handled through insurer-paid benefits rather than the courts, and the right to sue an at-fault driver will be limited to a narrow set of circumstances.

Collisions occurring on or before December 31, 2026 are not affected. They remain under the current rules, with the same two-year limitation period.

Common questions

Can I still sue for a collision that happened before 2027?

Yes. Collisions occurring on or before December 31, 2026 stay under the current rules, with the same two year limitation period, even if the claim resolves after 2027.

What changes on January 1, 2027?

Alberta moves to a Care-First model: most collision claims will be handled through insurer paid benefits rather than the courts, and the right to sue an at fault driver will be limited to a narrow set of circumstances.

This page is general information about Alberta injury claims. It is not legal advice, and every claim turns on its own facts. A licensed Alberta injury lawyer can review your situation at no cost: start a free case review.